To ascertain exactly how much you borrowed from, see ‘Mijn schulden’ into the Mijn DUO. There are notifications about your personal debt less than ‘Mijn berichten’. These can getting published aside. If you prefer a statement away from loans getting home financing app otherwise taxation come back, occasionally what within the Mijn DUO will do.

Throughout the Netherlands, the student financial obligation otherwise lifelong learning borrowing from the bank try considered when figuring just how much you can obtain to have home financing. Extremely lenders ergo require evidence of this – particularly online installment loans MO, the amount of the unique debt. DUO has decided that have lenders that one may promote one proof by distribution this new alerts granted at the start of your cost stage, saying exactly how much you should pay each month. You’ll find this notice when you look at the Mijn DUO, not as much as ‘Mijn berichten’.

And that alerts you need to complete depends on in case the repayment stage first started. If it is actually just before 2017, then you certainly received the fresh notice from inside the January of the season inside the and therefore their installment stage become. When it are during otherwise just after 2017, your obtained they 2 months before the start of the the installment phase. That is always within the Oct otherwise November. Have you been settling an effective lifelong understanding credit? You gotten brand new notification in the January, following the prevent of your own lifelong studying borrowing from the bank.

If you are unable to discover notification for the Mijn DUO, you might consult a copy having fun with our very own on the web contact page. Might discover it because of the article in this 14 days.

More payments

Have you ever made volunteer even more payments? Both, mortgage team take this into account whenever calculating just how much your is use. For example, whilst provides shorter their left monthly instalments or because you provides removed your debt completely. Just like the facts, you need the brand new verification your acquired as we canned the voluntary commission. And/or alerts claiming your own quicker monthly instalment. For those who paid off of the most readily useful, you ought to located so it within this 3 business days. If you don’t, it will take around 14 days.

If you want a far more detail by detail statement regarding financial obligation, we can e-send they to you into the consult. But that is merely you’ll be able to if you have joined a legitimate e-post address from inside the Mijn DUO. To guard their confidentiality, we simply cannot age-send notifications, texts and other files. And additionally, your request need come from this new e-mail target joined inside Mijn DUO.

So you’re able to request a full declaration from loans, play with our very own on line contact page. Depending upon your situation, you are going to receive the after the pointers:

• their completely new personal debt balance in the very beginning of the cost phase.
• your current loans balance, plus appeal accrued.
• your existing interest rate as well as age of authenticity.
• the new degrees of any extra payments produced and their worthy of dates.
• their dated and you may the latest month-to-month instalments, as well as their carrying out times.
• the remaining title of the financial obligation.
• confirmation off complete cost.

Yearly statement to have Dutch taxation government

In most cases, you do not need in order to declare their outstanding college student personal debt whenever processing a tax get back from the Netherlands. Therefore, we do not send you an annual statement given that simple. In the event you would like to know your obligations equilibrium, you’ll find it into the Mijn DUO under ‘Mijn schulden’. And you will lower than ‘Schuldhistorie’ there is the latest wide variety you due on 30 December regarding early in the day ages.

Can you live-in the brand new Dutch Caribbean? And possess your paid your beginner debt? You will found an annual statement.

• the total amount a good is over € 3,2 hundred when you’re unmarried or higher than € 6,400 if you have a partner, and you will
• your assets inside Box step three (coupons and you may assets) exceed the fresh new exemption threshold. Within the 2021 that’s € 50,100 getting single individuals otherwise € one hundred,000 for couples, to your site day are .

It’s not necessary to county the student money as the income whenever your file an income tax go back. We are able to, although not, deliver a public transport statement if you want it for their declaration.

When you are not able to log into Mijn DUO, explore the on the internet contact page alternatively to inquire of to suit your yearly report.