The main Credit reporting Company are Equifax, although not, over the last lifetime, Illion has been putting on grip – Certain loan providers have a look at you to definitely Credit rating Institution, some a couple of her or him and lots of do-all around three!
It all depends on which Credit scoring Company, the financing merchant signs up so you can – It by itself causes it to be hard for that make an application for a loan which have a lender individually, if you do not manage thorough browse, as it’s probably you will not see which credit scoring agency any given bank signs up to.